Our Services


Clayton J. Winkler, CFP® focuses primarily on the following Core Planning Categories:

#1) Family Financial Planning, for Families who want to strive to Grow Wealth using Investments & Protect Wealth using Insurance Planning

#2) Company Employee Benefits, providing Group Retirement Plans & Group Insurance Plans for Employees

#3) Family Estate Planning Strategies & Business Ownership Succession Planning, providing Distribution Strategies and Estate Planning Strategies for Families and Business Owners.

Family Investment Planning: 

This focus comprehensively includes Short-Term, Intermediate-Term, and Long-Term Savings Strategies. This involves discussions pertaining to investments of Mutual Funds, Stocks, Bonds, College Savings Plans, ETF's, as well as many other Alternative Investments. 

In the area of Retirement Planning, Clayton focuses on Retirement Income / Distribution Planning. One of the top fears the average retiree has is "Running out of money". His strength is creating plans so his clients can plan to live comfortably in retirement and with confidence that their Income Needs will be met... or exceeded.

Family Insurance Planning: 

Clayton focuses on The "Core 4" for comprehensive insurance planning, which includes Life Insurance, Health Insurance, Disability Income Insurance, and Long-Term Care Insurance. Clayton chooses to concentrate on these 4 areas because protection is important for peace of mind for some of the biggest financial risks that people face in preserving their Net Worth.

Family Estate Planning Strategies: 

Clayton helps families with the accountability of creating an Estate Plan and ensuring the Plan is "Funded".  Far too often, people neglect the process of creating their own custom Estate Plan (relying on the State's Default Estate Plan involving Probate). Another common issue are those who feel they are not candidates to engage in the Estate Planning Process for a misperception it's only for the extremely wealthy. This is typically not true.  Clayton chooses to focus on Estate Planning because it's common for families that do choose to create an Estate Plan will often have their Trust, Wills, and other documents created, but often fail to take action on "Funding" their Trust. This is accomplished several ways - and this is the area where Clayton strives to bring value to his clients.

Business Employee Benefits:

Clayton enjoys working with Business Owners in Group Benefits Planning to provide quality Employee Benefits for competitive prices. Benefits include Group Retirement Plans (such as 401(k) Plans, SIMPLE IRA's, etc.), Group Health Insurance Plans, and Group Ancillary Plans (ex. Life, Disability, Voluntary & AFLAC Type Coverages).

Business Ownership Succession Planning: 

Clayton is experienced in discussing ways that business owners should protect the value of the owner's interests & equity if an unplanned event occurs, such as premature death or sickness. An anticipated event to plan for would include preparing the sale of a business.